Verification of Income (VOI) Core

To verify a consumer’s income

Below will be the list of fields provided as a standard output file in JSON format.

FieldDescriptionCategory
ninjaedge_voi_feature_1Number of ACH Deposits, 90 DaysACH
ninjaedge_voi_feature_2Number of ACH Deposits, 365 DaysACH
ninjaedge_voi_feature_3Sum of ACH Deposits in the last 90 DaysACH
ninjaedge_voi_feature_4Sum of ACH Deposits in the last 365 DaysACH
ninjaedge_voi_feature_5Average Balance, 90 DaysBalance
ninjaedge_voi_feature_6Average balance, 365 DaysBalance
ninjaedge_voi_feature_7Current Account BalanceBalance
ninjaedge_voi_feature_8Semi-monthly normalized income, 90 daysIncome
ninjaedge_voi_feature_9Semi-monthly normalized income, 365 daysIncome
ninjaedge_voi_feature_10Mean Pay, 45 DaysIncome
ninjaedge_voi_feature_11Number of payrolls detected, 90 Days.Income
ninjaedge_voi_feature_12Number of payrolls detected, 365 Days.Income
ninjaedge_voi_feature_13Frequency of income eventsIncome
ninjaedge_voi_feature_14Array of income deposit datesIncome
ninjaedge_voi_feature_15Unemployment income detected.Income
ninjaedge_voi_feature_16Recent unemployment indicatorIncome
ninjaedge_voi_feature_17Primary income is Unemployment.Income
ninjaedge_voi_feature_18Primary income is Social SecurityIncome
ninjaedge_voi_feature_19Indicator that last expected payday was not detected.Income
ninjaedge_voi_feature_20Mean of primary paystream events, 90 DaysIncome
ninjaedge_voi_feature_21Mean of primary paystream events, 365 Days.Income
ninjaedge_voi_feature_22Total number of primary paystream eventsIncome
ninjaedge_voi_feature_23Deviation of payments in the primary paystreamIncome
ninjaedge_voi_feature_24Array of income stream dataIncome
ninjaedge_voi_feature_25Mean date delta of primary paystream events.Income