About EDGE Refresh
Overview
EDGE Refresh allows EDGE customers to update consumer credit reports based on the latest transaction data. Refreshed reports are available through the EDGE portal and via API.
Use Cases
| Use Case | How It's Used Today | Value Delivered |
|---|---|---|
| Loan Servicing & Renewals | Lenders pull updated balances and income data post-loan funding to validate repayment capacity before granting extensions or renewals. | Confirms financial stability and reduces risk when extending credit. |
| Loan Extensions | On-demand refresh provides the latest account data before approving an extension request. | Supports data-driven servicing decisions without burdening the borrower. |
| Compliance & Risk Revalidation | Compliance teams use Refresh to recheck account ownership and balances during audits or periodic reviews. | Ensures alignment with KYC/AML and audit requirements. |
| Financial Wellness Reviews | Provide an updated view of a member’s cash flow and spending patterns. | Promotes proactive member engagement and financial health support. |
Stage
Live in production
Updated 19 days ago