The Echo product is used to find out whether the Fetch platform has a connection with the specified institution. In addition to the binary result, the API reports issues with the connection when applicable.
Echo is the health check to tell our clients whether we expect to connect with the bank where a consumer wants to share their income, spending, and balance history before clients invest in Fetch to acquire and analyze that data.
We’ve made the strategic choice to offer Echo at no cost to existing clients and prospective clients alike because we believe in the power of our full suite of solutions and because we believe more broadly in the power of bank transaction data to advance financial inclusion.
Updated 4 months ago