About EDGE Lead Screening

Overview

EDGE Lead Screening is a non credentialed product to help lenders filter top of funnel leads at low cost.

In a free call to EDGE, lender provides EDGE with lead info and receives back the date of most recent EDGE report for the consumer, as well as the date of most recent data available at EDGE. EDGE will also provide some consumer fraud metrics- such as number of emails, phones or bank accounts associated with the consumer, as well as number of consumers associated with a lead provided phone, bank account or driver license.

If consumer report was found - lender can call EDGE again and receive a range of income & score for targeted consumer. If the ranges match lender underwriting criteria, Lender can call into EDGE Score, EDGE Income or EDGE Attributes to receive full, detailed credit report on the consumer.

Use Cases

Use Case	How It's Used	Value Delivered
Lead Intake Screening	Check for an existing Edge report when a new lead enters the funnel.	Reduces duplicate pulls and saves operational costs.
Freshness Validation	Apply configurable “freshness windows” (e.g., 14–30 days) to decide whether to reuse an existing report or request a new one.	Ensures data remains accurate while optimizing cost efficiency.
Multi-Channel Lead Deduplication	Detect when the same applicant applies through multiple brands or affiliates.	Consolidates applications, enhances decision-making accuracy, and eliminates redundant costs.
Automated Decision Rules	Integrate Lead Screen into LOS/CRM workflows to bypass new connections if a valid report exists.	Accelerates application processing and minimizes manual review.
Cost & ROI Tracking	Measure the number of duplicate pulls avoided and the total cost savings per month.	Demonstrates tangible ROI and supports budget justification.

Stage

Live in production

Platforms Available

Tekambi

Prerequisites

EDGE customers must have consumer PII that they are looking to pull a report for A consumer whose report is being pulled must have a successful report with the EDGE consumer database.

More Information / Testing

Please contact your customer success manager directly or the EDGE support team at [email protected] to get API keys for the authentication method. We could also provide testing keys for your convenience.