About EDGE Screen

Overview

EDGE Lead Screen is a non-credentialed product to help lenders filter top-of-funnel leads at a low cost.

In a free call to EDGE, the lender provides EDGE with lead info and receives back the date of the most recent EDGE report for the consumer, as well as the date of the most recent data available at EDGE. EDGE will also provide some consumer fraud metrics- such as the number of emails, phones, or bank accounts associated with the consumer, as well as the number of consumers related to a lead provided telephone number, bank account, or driver's license.

If the consumer report was found, the lender can call EDGE again and receive a range of income & score for the targeted consumer. If the ranges match the lender's underwriting criteria, the Lender can call into EDGE Score, EDGE Income, or EDGE Attributes to receive a full, detailed credit report on the consumer.

Use Cases

Use Case	How It's Used	Value Delivered
Lead Intake Screening	Check for an existing Edge report when a new lead enters the funnel.	Reduces duplicate pulls and saves operational costs.
Freshness Validation	Apply configurable “freshness windows” (e.g., 14–30 days) to decide whether to reuse an existing report or request a new one.	Ensures data remains accurate while optimizing cost efficiency.
Multi-Channel Lead Deduplication	Detect when the same applicant applies through multiple brands or affiliates.	Consolidates applications, enhances decision-making accuracy, and eliminates redundant costs.
Automated Decision Rules	Integrate Lead Screen into LOS/CRM workflows to bypass new connections if a valid report exists.	Accelerates application processing and minimizes manual review.
Cost & ROI Tracking	Measure the number of duplicate pulls avoided and the total cost savings per month.	Demonstrates tangible ROI and supports budget justification.

Stage

Live in production

Platforms Available

Tekambi

Prerequisites

EDGE customers must have consumer PII for which they are looking to pull a report for A consumer whose report is being pulled must have a successful report with the EDGE consumer database.

More Information / Testing

Please get in touch with your customer success manager directly or the EDGE support team at [email protected] to get API keys for the authentication method. We could also provide testing keys for your convenience.