About Edge Analytics and Score

Verification of Income Core, Underwriting Core & NinjaScore

NinjaEdge provides Analytics based on consumer-permission bank transaction data. This guide includes the mapping, descriptions, and formats related to NinjaEdge’s most commonly subscribed products.

  • Verification of Income Core (VOI): 25 attributes specifically developed to verify a consumer’s income
  • Underwriting Core (UC) : 32 attributes focusing on a consumer’s ability to repay a financial obligation
  • NinjaScore: a comprehensive, 3-digit risk indicator that encompasses NinjaEdge’s entire library of 850 (and growing) features